Personal Finance, Reimagined
See how everyday purchases add up over time. Make informed decisions with clear, honest math — not guilt, not gamification.
Automatically identify recurring spending habits — daily coffee, weekend takeout, subscription creep. We find the patterns you might miss.
See what your habits could become if invested over 5, 10, or 20 years. Simple compound math, not financial advice.
When you reduce spending on a habit, we notice. No streaks, no badges — just a calm acknowledgment of your change.
Monthly Spending Trend
December
$2,340
January
$2,059
Category Breakdown
Track Trends
Compare month-over-month spending at a glance. Spot when you're spending more — or less — and understand your financial trajectory without digging through spreadsheets.
How It Works
A daily coffee habit costs roughly $1,800 per year. Invested at a 7% annual return, that's over $25,000 in 10 years.
We're not saying don't buy coffee. We're saying: know the trade-off. Then decide what matters to you.
Upload bank statements or add manually. Preview before importing, create custom categories, and set rules to auto-categorize future transactions.
Patterns emerge from your spending data. We identify recurring purchases like daily coffee, weekend takeout, or subscription creep.
Opportunity cost projections show what your habits could become if invested. Simple math, not lectures.
Example: Daily Coffee
Average purchase
$5.00
Monthly
$150
Yearly
$1,800
If invested at 7% annually
5 years
$10,700
10 years
$26,000
20 years
$78,200