Privacy Policy

1. Introduction

Welcome to ZenSpend. We respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, and safeguard your information when you use our service.

2. Information We Collect

We collect information you provide directly to us:

• Account Information: Email address and password when you create an account
• Financial Data: Transaction data you import or manually enter, including dates, amounts, descriptions, and categories
• Usage Data: How you interact with our service, including features used and preferences set

3. How We Use Your Information

We use your information to:

• Provide, maintain, and improve our services
• Process and analyze your financial transactions
• Generate reports and insights about your spending
• Send you technical notices and support messages
• Respond to your comments and questions

4. Data Storage and Security

Your data is stored securely using industry-standard encryption. We use Supabase for our database, which provides enterprise-grade security including encryption at rest and in transit. We implement row-level security to ensure you can only access your own data.

5. Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With your consent
• To comply with legal obligations
• To protect our rights and prevent fraud
• With service providers who assist in operating our service (under strict confidentiality agreements)

6. Cookies

We use essential cookies for authentication and session management. These cookies are necessary for the service to function and cannot be disabled. We do not use tracking or advertising cookies.

7. Your Rights

You have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your data
• Export your data in a portable format
• Withdraw consent at any time

To exercise these rights, please contact us at the email address below.

8. Data Retention

We retain your data for as long as your account is active. If you delete your account, we will delete your personal data within 30 days, except where we are required to retain it for legal purposes.

9. Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at: support@zenspend.app